Three tiers of discounts. 0-2 years is one, 2-11 years is another, and 11+ years is "cost + 5%." The first two tiers depends on the markup that the individual products get. Generally, the first category is 10-20%, the second a bit more. Generally, sale prices are at or a bit better than the 1st category. Cabelas name products have the best discounts. Not sure about guns and boats/quads as discounts are different with those items.